It's been reported this year, about 65% of Canadians plan to vacation during the month of December. With so many people on the move, we wanted to let you know about a new addition to the products we offer through KTX Financial: emergency medical travel insurance. We've teamed up with kanetix.ca so you can compare quotes from competing companies to find travel insurance that will provide the protection you need so you can head out on your holidays knowing you're covered in case any of any medical emergency.

Why's this important? We know how expensive even the smallest accident can be when you are away from home. It's an expense that no one anticipates and can easily ruin your holidays and significantly impact the portfolio you've worked hard to build. Travel insurance is an easy and affordable way to ensure you and your savings are protected.

Travel insurance tip!
If you travel frequently, even twice a year, you could save money with an annual multi-trip travel insurance policy. Multiple trip policies mean you will have emergency medical travel insurance coverage for every trip you take within the year for one annual rate. If you take 2 or more trips a year, an annual policy often costs less than a single trip policy purchased for each individual trip.

Give us a call at 1-888-922-8422 toll-free, if you have any questions or visit www.ktxfinancial.ca for access to the online travel insurance quote service.

Congratulations to Richard U. of Toronto!
Richard was the winner of $150 in gift certificates towards an evening of great food, beverage and atmosphere at The Keg Steakhouse®. Richard entered our draw by answering the question, "What other life or health insurance products or services are you considering adding to your financial portfolio?" asked back in the summer newsletter.

Thanks Richard and to everyone who entered. You provided us with some insight into the type of life and health insurance products you consider important.

A final thought
It's been our pleasure here at KTX Financial to help you with your life insurance needs in 2005.

The beginning of a new year is often a time of reflection, and we would like to remind you that we are available to answer any life, critical illness, disability or travel insurance questions that you may have. We are here to help whenever you have questions because our commitment to you did not end when your coverage was approved. So any time you wish to review your coverage give us a call at 1-888-922-8422 or send us an email:

For Ken Davies: [email protected]

For Irina Danilovitch: [email protected]

On behalf of all the staff at KTX financial, we wish you and your family the very best for this holiday season, and a happy and healthy new year.

Sincerely,
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